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S24 or notary? Which path to register a sp. z o.o. is faster

by BCR GROUP
  • #registration
  • #sp z o.o.
  • #S24

Quick comparison

S24Notarial
Registration time24–48 h5–14 days
Registration costPLN 350~PLN 1,500–2,500
Profil zaufany / qualified e-signaturerequirednot required
In-kind capital contributionnoyes
Custom articles of associationnoyes
Bank accountusually 5–10 days after registrationsame

When S24 is enough

  • Standard sp. z o.o. with standard articles.
  • Capital contributed in cash only.
  • All shareholders have a Profil zaufany or qualified signature.
  • No non-standard clauses (preemption, in-kind contribution, options).

In practice: ~70% of typical sp. z o.o. setups go through S24 without issue.

When you need a notary

  • You're contributing in-kind capital (a vehicle, real estate, copyright, know-how).
  • Articles with custom clauses (e.g. board appointment rules, vesting, share options).
  • Foreign shareholders without Profil zaufany.
  • Notarial deeds required by other jurisdictions (when the company will operate abroad — sometimes foreign banks demand them).

After registration — same set of tasks

Regardless of mode:

  • NIP and REGON are issued automatically alongside the KRS entry.
  • VAT-EU has to be registered separately (if you plan intra-EU transactions).
  • Bank account is opened post-registration — banks check the KRS.
  • PCC (1% on capital) — payable in both modes.
  • Registered address — virtual office is possible in both modes (~PLN 150/month).

The most common S24 mistake

Skipping the beneficial owner registration (CRBR) within 7 days of registration. Penalty: up to PLN 1M. The S24 system doesn't remind you automatically.

We register companies in both modes — choosing the route based on your specifics. Including for foreign founders. Full starter pack with bank account and virtual office.

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